2025 Funding opportunities for Shopify merchants

New year, new opportunities!

Thank you to the 72% of respondents to our last poll who asked me to cover funding opportunities. This edition is for you and anyone else looking for funding opportunities to help you grow their ecommerce empire in 2025.

Without further ado, here are the top sources of funding specifically tailored for Shopify merchants:

Working capital, just for Shopify sellers based on store sales. Eligibility: Australia, Canada, the United Kingdom, or the United States

Flexible working capital with no credit checks for stores over 6 months old. Eligibility: No dropshipping, US/CAD store currency only, $12k cumulative sales over the last 3 months.

Growth line of credit to existing Shopify merchants. Eligibility: Checked on an individual basis. Credit check required

Invoice financing for brands. Eligibility: $10K/mo sales for 12 months, incorporated in US, US checking account

Eligibility: $10k/mo sales, 6+ month old store, Incorporated in United States, Canada, United Kingdom, Australia, Ireland, Spain, The Netherlands, Belgium, Denmark, Germany or Sweden

Working capital based on your Paypal sales, account history and “other criteria”. Eligibility: 90+ days old Paypal account, processing >£9k yearly. Business must be registered in the United Kingdom.

Quick Tip: If your store is not incorporated in an eligible area, use a service like Doola to incorporate your company in the US and access funding (and other) opportunities.

Working capital requiring 3 months of sales history, and good legal standing in the US/Canada.

Working capital loan. Eligibility: 6 months of trading history and generating $250K sales annually

What should we cover next Wednesday?

Login or Subscribe to participate in polls.

48 hour funding for businesses in England and Wales. Eligibility: 3 months trading, registered in England or Wales, £4k monthly revenue

24 hour funding for UK businesses. Eligibility: UK registered, £25k/mo rev, 12+ month old store

If you’re looking for an exit instead, check out Flippa

Also Check Out:

Turn one-time buyers into repeat customers

Black Crow predicts when your customers are most likely to repurchase if given the right nudge at the right time and automates pre-built flows to drive conversion.

Powered by a custom built AI model for your brand that personalizes product recommendations, these flows improve repeat purchase rates by 15%.

It seamlessly integrates with your existing email/SMS tech and consistently outperforms traditional setups with complicated logic that can be a burden to maintain.

Shopify brands with $2M+ in GMV get a $100 gift card just to take a demo.